The 5-Minute Mortgage Application™
Powered by Robert Sumlin, Mortgage Loan Originator NMLS 1530065 through Equity Smart Home Loans (NMLS 856170)
Secure, Guided, and Portal-Free

The 5-Minute Mortgage Application graphic
  • Encrypted & Secure
  • Privacy-First Start
  • Fast & Easy To Complete

The 5-Minute Mortgage Application is designed to give borrowers a faster, and simpler way to start a mortgage application. Our site removes any unnecessary steps at the beginning of the application process, allowing you to securely provide just six key data point to get started or to complete the full application if you choose to do so. Click the start Rate Qualification button below.

Logging Into A Portal not Required 🔒 Secure, encrypted connection
Before you begin

Your application is immediately and efficiently processed, and reissued for your completion:

  • Have basic information ready, property address, your employer, approximate income.
  • We are not collecting PII Personal Identification Information
  • The visitable form is the official Uniform Residential Loan Application (Fannie Mae 1003).
Optional: Play a quick Ava introduction:
Listen to Ava's brief overview of how to complete this online application and what happens after you submit.
⏱ Designed to save time compared to a full phone interview.
When you are ready, click "Rate Qualification Check" to start the application process. Questions? Please contact Robert Sumlin, your loan originator, at (951) 426-7300 to review your application. After you have signed and submitted your application, you will receive a secure email notification from Adobe Sign to complete the process. You may also schedule an online meeting in my calendar at any time. or email me at roberts@equitysmartloans.com .